Fifteen companies, scored the same way yours would be.

The strongest stack scored to date. Its three durable moats are the unglamorous ones — rules, atoms, and scale.

The software high-water mark, and the anchor most other scores in this set are calibrated against.

Same product as Circle, a completely different door to defensibility. The moat is never the token.

Markets its regulatory licence as the wall. That licence is now shared — and its biggest channel is rented from a future rival.

Five real moats and not a single durable one. The clearest case of a top tier that isn't as safe as the label sounds.

Strongest on Regulatory, zero on Ecosystem. What a lopsided Fortified stack costs you.

Four real moats, none durable. Markets the clinical care model; the wall is a payer channel it doesn't own.

Beloved for its customer experience, which scores nowhere on the card. Delight is a benefit, not a barrier.

Sells data as the moat while owning none of it — licensed from 150+ providers, at a cost that grows with usage.

Two real moats, both operational. A well-loved product is not the same thing as a defended one.

The community is real and scores a 1. What actually holds is the channel and the footprint nobody else will fund.

The most AI-forward company in the set has the weakest AI moat — by architectural choice, not by accident.

Leads with the AI-native story; the AI scores 1. What holds is the object model and the API surface underneath it.

Nothing scores 2. Everything is signal without a barrier — what an early stack looks like before anything compounds.

The lowest score on record, from one of the most recognisable brands here. Brand is a scoreboard, not a moat.